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Seattle, Washington Personal Bankruptcy Attorney Ruth Nelson

Stop The Vicious Cycle of Payday Loans

Payday loans seem to offer a quick fix to your debt problems by allowing you to essentially borrow money from your own paychecks.

Unfortunately, this starts most people down a path where they never catch up—living not just paycheck to paycheck, but living one paycheck behind.

Worse, many payday lenders will tell you that you can't declare bankruptcy on payday loans, which is absolutely not true.

You can declare bankruptcy on payday loans.

Worst of all, some payday lenders claim they will have you sent to jail if you do not repay your loan.

You can't go to jail just because you can't pay your debts.

Take your first step to freedom from this vicious cycle. Contact me today for a free phone consultation.

Living with the burden of overwhelming debt can be a stressful experience for anyone. Help is available. Debt relief through bankruptcy is still available, and you probably do qualify.

I have been practicing law since 1982. In my years as an attorney, I have helped countless numbers of people obtain relief from debt through filing Chapter 7 bankruptcy and Chapter 13 bankruptcy. Together, we can eliminate your debt, get you back on financial track and get you a fresh start on your financial well-being.

If you are being harassed at home and work by creditors, receive past-due notices in the mail daily, or are in danger of losing your home, your car and everything you have worked work for, call me at (206) 633-2517 for a free phone consultation. I answer my own phone from 9:00 a.m. - 9:00 p.m. Monday - Friday, and appointments are available 7 days a week, including evenings until 7:00 p.m..

Why choose me as your bankruptcy lawyer?

Most of my clients often feel immediately optimistic after their first phone or in-person consultation. I care about my clients and I will take your legal concerns until we find a resolution. I believe in offering a private, convenient way to help you get the debt relief you need:

  • I offer a free initial phone consultation
  • I answer my phone between 9:00 a.m. and 9:00 p.m. Monday - Friday.
  • Whenever you call, you talk to me and only me. I work out of my home office and set my own schedule, so when you talk to me or meet with me, you will know I have time for you.
  • I take appointments 7 days a week and evenings until 7:00 p.m.
  • I offer a low, flat Chapter 7 bankruptcy fee of $795.00. (Court costs are not included.)
  • I do not require a down payment for Chapter 7 bankruptcy or Chapter 13 bankruptcy, although the fees do have to be paid before your case is filed in bankruptcy court.
  • I accept cash, checks and money orders.
  • I will prepare all the paperwork for you myself. That gives me the chance to know and understand every aspect of your bankruptcy and financial situation.
  • I can point you in the direction of quality credit counselors and debtor education agencies.

Do you need a fresh start on your finances?

For many people living in debt, the hassles and harassment can be overwhelming. Through either Chapter 7 bankruptcy or Chapter 13 bankruptcy, I can help:

  • Stop creditor harassment
  • Stop wage garnishments
  • Stop legal judgments against you
  • Put a temporary halt to wage garnishments for child support, taxes or student loans
  • Get the debt relief you need

For a free phone consultation with an experienced lawyer about getting debt relief through Chapter 7 bankruptcy or Chapter 13 bankruptcy, call me at (206) 633-2517 or contact me by e-mail today.

Cash, Checks and Money Orders Accepted

Law Office of Ruth Nelson

Helping people get debt relief since 1982

7742 14th Avenue NW
Seattle, WA 98117-4221
Map and Directions
Phone: (206) 633-2517

Seattle, Washington bankruptcy lawyer Ruth Nelson helps consumers obtain debt relief through Chapter 7 bankruptcy and Chapter 13 bankruptcy. She represents clients throughout the greater Seattle area in cities such as Seattle, Bellevue, Everett, Kent, Auburn, Lynnwood, Edmonds, Ballard, Mukilteo, Mill Creek, Snohomish, Marysville, Arlington, Monroe, Bothell, Redmond, Kirkland, Renton, Burien, Tukwila, Federal Way and Oak Harbor.
King County | Snohomish County | Island County


We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

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