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May 2016 Archives

Do I have options if a credit card company garnishes my wages?

One of the things we've stressed in past blog posts is that seeking assistance from a bankruptcy attorney can help you keep your debt situation from getting further out of hand. If you are dealing with too much credit card debt and can't make ends meet every month, you might have missed a number of payments. While credit card companies often reach out to offer payment plans, they will also sue debtors who haven't paid or made arrangements.

Will my creditors attend the 341 meeting?

A 341 meeting, also referred to as a meeting of creditors, is a necessary step in the Chapter 7 bankruptcy process. Though it is called the meeting of creditors, it's often the case that no creditors are present for this meeting, which occurs within a month or so of the filing of a bankruptcy petition.

Seek help with an emergency bankruptcy to save your home

Did you know that in many cases, filing for bankruptcy will automatically stay any foreclosure activity? In fact, filing for bankruptcy stays the collection of almost all debts, at least temporarily while the bankruptcy proceeding takes place. Filing an emergency bankruptcy in the eleventh hour is not necessarily the best way to stop a foreclosure, but it can be effective when necessary.

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Law Office of Ruth Nelson
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