Being hassled by creditors demanding money that you don’t have is incredibly stressful. Getting behind in your bills is stress-inducing enough without the added hassle of collection agencies dogging you for repayment.
Debt collectors are wily and take full advantage of technology and call you from various extensions so you can never tell whether it is a collection call when you glance at the caller ID. Some employ “spoofing” techniques that can make their collection calls appear to be made from another number. You may think when you answer it that it is your neighbor when actually it is a debt collector calling from across the country to hassle you over repayment of your unpaid debts.
If you are tired of screening your calls and being embarrassed by collection calls at your workplace, it may be time to take the bull by the horns and make the decision to file for personal bankruptcy in Seattle.
While bankruptcy may not be your first choice regarding your out of control debts, it can be your final option — the one that will banish those debts that you cannot pay and allow you the financial freedom to start over anew.
For the past 28 years, we have been helping my clients find their way out of the mire of debt and bring debt collectors and their tactics to a screeching halt. Once Chapter 7 or Chapter 13 bankruptcy has been filed, your creditors are barred from contacting you. Once a debt is discharged through an approved bankruptcy, the claim to the debt is extinguished in most cases.
When you have had enough and are ready to take action on your behalf regarding your debts, contact our office for a consultation.