It's no secret that lenders and collectors sometimes use aggressive tactics to collect on debt. Credit card companies are among those lenders, and they have historically used tactics, mailings and phone calls to frighten and harass account holders into paying bills....
Month: July 2015
When will a credit card company sue?
On Behalf of Law Office of Ruth Nelson | Jul 24, 2015 | Credit Card Debt
While every situation is different, credit card companies generally follow a similar path with attempting to collect on overdue accounts. Because lawsuits cost money for credit card companies, they usually don't sue for small balances. They also go through a lengthy...
Creditor types make a difference during bankruptcy
On Behalf of Law Office of Ruth Nelson | Jul 17, 2015 | Creditors' Rights
Both debtors and creditors have rights related to the lending relationship, and that is as true during bankruptcy as it is any other time. The type of right a creditor has to payments during a bankruptcy proceeding depends both on the type of bankruptcy and the type...
What property can you keep in a Chapter 7 bankruptcy?
On Behalf of Law Office of Ruth Nelson | Jul 10, 2015 | Chapter 7
During a Chapter 7 bankruptcy, you generally liquidate many of your assets in order to cover the costs of the bankruptcy -- namely, making some sort of settlement payment on debts. Because bankruptcies are meant to be used as a legal tool to clear the slate and help...
Individual debt relief lessons learned from Greece
On Behalf of Law Office of Ruth Nelson | Jul 3, 2015 | Debt Relief
Greece may be half a world away from Washington state, but what the nation is doing to work toward financial relief is not without takeaways for individuals living in King County. From negotiations to reform, the steps the European country is taking are steps...
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Law Office of Ruth Nelson
7742 14th Avenue NW
Seattle, WA 98117
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