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June 2016 Archives

Professional help with a Chapter 13 plan

When you file a Chapter 13 bankruptcy petition, you get immediate debt relief via the automatic stay that comes with filing any type of bankruptcy. That means collection actions against you must cease, including foreclosure or garnishment of wages. Since a Chapter 13 filing involves a debt repayment plan, it doesn't mean you're off the hook for payments for good.

Negotiating with credit card companies

If you owe a credit card company and you are not able to pay the total balance each month, then you are probably racking up interest and finance fees. Those charges can quickly spiral to create an ever-increasing balance, especially if you are still charging with the card. One way you might be able to reduce the balance you owe is to negotiate with your credit card company.

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Law Office of Ruth Nelson
7742 14th Avenue NW
Seattle, WA 98117
Phone: 206-633-2517
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