When considering different types of debt relief programs and bankruptcy, it's very important to understand what you're getting into by asking the following questions:1. Is your credit score going to drop? It is. This is true with bankruptcy and other programs. Your...
Month: September 2016
Are you ineligible for Chapter 7 bankruptcy?
Before deciding to use Chapter 7 bankruptcy, it's wise to consider the situations in which a person is deemed ineligible to use this option to discharge one's debt. In some cases, while you may be ineligible right now, you may become eligible again in the future, so...
Is it wise for millennials to avoid credit cards?
Millennials (adults 35 and younger) are less likely to have credit cards. If they do, they have lower amounts of credit card debt than people in their parents' generation. In fact, according to a survey by Bankrate, while 35 percent of people in their 30s and older...
You don’t have to deal with aggressive creditor phone calls
Did you know that you don't have to deal with creditors threatening you or phoning you all hours of the day? While creditors do have a right to contact you about any debts you owe them, they are governed by fairly strict laws with regard to when they can call and what...
The four ‘ings’ of debt management
If you're tired of living without a full understanding of your financial situation or feel like every penny earned simply disappears into a black hole, then you might want to consider following the four 'ings' of debt management. The steps are: budgeting, negotiating,...
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Law Office of Ruth Nelson
7742 14th Avenue NW
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