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November 2017 Archives

Chapter 7 bankruptcy: Should it be your first choice?

Most people look at Chapter 7 bankruptcy as an embarrassing process that they should avoid at all costs. In fact, most bankruptcy filers wait until the last possible moment before filing for bankruptcy because they feel it's a "last resort" option that indicates failure and "giving up." This perspective couldn't be any further from the truth. In fact, if you can qualify for Chapter 7 bankruptcy, the sooner you start the process, the better off you'll be.

Have you ever thought what a debt-free life would be like?

Imagine you're paying $600 per month in credit card bills. You're living paycheck to paycheck and struggling to make ends meet. Sometimes, you've got to put a little bit more on your credit card to make it through the month. But what if you didn't have that $600 credit card bill? What if you could make it disappear?

Millennials are terrified of credit card debt

The website Credible recently published the results of a survey that questioned millennials about credit card debt. According to the survey results, millennials fear credit card debt more than they fear death. In fact, 33 percent of the youngest generation of adults claims that the scariest part of their day-to-day lives is credit card debt.

Bankruptcy exemptions: Where is your domicile?

Every Washington resident should know that there are both federal bankruptcy laws and state bankruptcy laws. These laws will determine the exemption rules that apply to your situation. Depending on the state you reside in, you might have the right to select whether you will use state or federal bankruptcy exemptions.

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