It doesn't take much for a person to go into debt because of medical bills. Car accidents, illnesses or other injuries can all lead to hefty medical bills that can put a person in debt or further in debt in an instant. Today, we will provide some tips for you to deal with medical debt so you can begin to regain your financial freedom.
Never ignore the medical bills when they arrive in your mailbox or email inbox. Ignoring the bills will not make them disappear. The companies will not stop sending bills to you if you fail to pay them. Be sure to double check what came in the mail because sometimes it could simply be an explanation of benefits, which is not a bill that needs to be paid.
Review the bill and your insurance policy. Make sure that the item listed on the bill cannot be covered by insurance before you decide to make a payment. It's rather common for a mistake to be made when putting together a bill. Call the insurance company to confirm.
It's also rather common for a medical service provider to offer a patient a payment schedule for larger bills. Call first before paying a bill to find out if there is a payment plan you can use so you don't have to pay the full amount all at once.
Never ignore the medical bills of your children. You are responsible for paying them, not anyone else. If you are in severe financial trouble, you should pay your child's medical bills before your own.
Are you in debt because of a litany of medical bills and other medical expenses? If so, it's time for you to take your life back and find ways to deal with the debt. Make sure you continue to pay as much each month as you can as a start. To learn more about your possible options, consider speaking with a King County bankruptcy attorney.