If you are struggling with debts in the state of Washington, it is likely that you will be subject to a significant amount of communication from creditors and debt collectors. It is true that creditors do have certain rights to attempt to gain back assets that they are owed. However, they can be guilty of crossing a line when they start to harass debtors.
If you believe that you are suffering from debtor harassment in Washington, it is important that you take the time to understand the law. There are many legal regulations to protect you, but in most cases, you have to take action in order to benefit from them.
When is my creditor acting unlawfully?
If you have experienced any type of threatening behavior or abusive language from your creditors, you can be quite confident that this counts as creditor harassment. In addition, creditors should only contact you during sociable hours in the day. This means that a creditor or debt collector is calling you after 9 p.m. or before 8 a.m., you be sure that this behavior is illegal.
What can I do to take action against the creditor?
If you are confident that your creditor has breached the law and engaged in harassing behavior, you can take action to file a complaint against them.
Dealing with threatening and abusive communication from a creditor can have far-reaching implications for your health and well-being. It is important that you do not tolerate this and that you take action to stop creditor harassment. In doing so, you can get relief from such a stressful situation.