When creditors are owed money, they have a right to get this money back. However, they cannot do anything necessary to gain back what they are owed. This is because there are laws in place that protect debtors.Debtors are protected by creditor harassment laws. This...
Month: May 2020
Filing for bankruptcy when unemployed
Many people across the United States have a significant amount of debt. While this is never a good situation to be in, it is nothing to be ashamed of. It's common for those who live from paycheck to paycheck to accumulate significant amounts of debt through the use of...
Why is credit card debt such a common problem?
Credit cards are tools that are primarily designed for convenience. They are intended to only be used by those who can afford to pay them back. However, many people use credit cards as their primary payment method, and they can get into the habit of spending much more...
Understanding the different forms of debt relief
If you have a significant amount of debt, likely, you have simply lost track of all the bills and interest that you owe. When this happens, tackling debt can be even more intimidating, and many turn to credit cards while ignoring all communication from creditors.The...
What property can I keep after Chapter 7 bankruptcy?
If you want to file for Chapter 7 bankruptcy, you probably already know that it's one of the quickest ways to clear debts. Chapter 7 bankruptcy has a lot of benefits: it's available to those who have a low income or have no income at all. In addition, it's the...
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