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Posts tagged "Chapter 7"

What does 'presumption of abuse' mean in bankruptcy?

If you are considering filing for bankruptcy in Washington, it is likely that you have come across some terminology that you find confusing. When reading through papers and articles about Chapter 7 bankruptcy, in particular, many prospective filers are confused by the term "presumption of abuse."

What does straight bankruptcy involve?

Those who are looking into their debt repayment options are often confused by the term "straight bankruptcy" and wonder what it means. Straight bankruptcy is another term for Chapter 7 bankruptcy. This is one of the most popular and desirable bankruptcy options for individual debtors and those with families.

What is the purpose of the bankruptcy means test?

Most individual bankruptcy filers will have an initial goal of filing for Chapter 7 bankruptcy. This is because this chapter makes it possible for a significant number of debts to be written off, and it does not require committing to a lengthy repayment plan. In this way, Chapter 7 bankruptcy offers debtors with the opportunity to gain a fresh financial start.

Can Chapter 7 bankruptcy stop wage garnishment?

Wage garnishment can occur for many reasons, but it tends to only be enforced when a debtor has not repaid their debts and a number of efforts have been made to gain the owed payment. If you are subject to wage garnishment in the state of Washington, it is likely that you feel frustrated knowing that money is being taken out of your paycheck before you even receive it.

When is a Chapter 7 bankruptcy filing the best option?

The holiday period can put many people in a financial strain. If you were already struggling with accumulating debts, the pressures of the festive season can bring even more financial burdens that could be enough to put you in a desperate situation. The new year is a time for fresh starts and new habits, and this can include dealing with your stressful financial situation.

The tangibles your bankruptcy attorney must have

Have you ever wondered what it is that makes a bankruptcy attorney so special? Many people think that they can simply hire any bankruptcy attorney and wind up in a good spot when they file for bankruptcy in Washington. This cannot be further from the truth. When you are thinking of filing for bankruptcy the attorney you choose must have the following tangibles.

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