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Why Chapter 7 bankruptcy might be the right choice for you

Do you think Chapter 7 bankruptcy could change your life? If you are currently struggling to make just the minimum payments on your debts, the answer could be a resounding "yes." Chapter 7, or liquidation bankruptcy, allows filers to wipe clean their financial slates, providing them with the opportunity to start over again without financial hindrances. Consumer bankruptcy might just be the right choice for you.

Avoiding debt problems because of shifty landlords

An increasing number of Washington landlords now have access to credit reports, and their actions can do serious harm. When a landlord acts in a malicious manner or sends balances to collections agencies, individuals' credit histories can be severely damaged. Unscrupulous landlords have even been known to push residents so far into debt that they suffer from wage garnishment and other unpleasant outcomes. Today, we discuss methods for protecting yourself from unscrupulous landlords who attempt to fleece their former and current tenants.

Dishonesty over debt leads to bankruptcy rejection

For most people filing personal and business bankruptcy, a general court proceeding is all they need to discharge years of damaging debt and begin rebuilding their credit. In some cases, though, debt is not so easily excused, especially if the filer is accused of criminal financial acts. One Illinois man is facing a bleak situation after his bankruptcy was effectively negated to promote creditor protection in his case.

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